RDRS Bangladesh started its microfinance (MF) program in 1991 to create employment opportunities and provide income-generating support to poor and disadvantaged people. The program puts particular emphasis on women and the minority segment of the society. Initially, the program started in eight districts under Rangpur Division; now gradually covered 29 districts. RDRS Microfinance strives to make financial and other related services (savings, credit, insurance, skill development training etc.) accessible to the poor and disadvantaged with a view to increase their income and employment opportunities for them with special emphasis on women, physically disabled and minorities.