Loan Officer

Job Context

RDRS (MRA Reg. No. 00143-175-00192) is a leading national development organization in Bangladesh working for the poor and underprivileged communities across the country with a focus on northwest Bangladesh. Established in 1972 as the field program of the Lutheran World Federation, Geneva, RDRS became a national development organization in 1997 under the Trust Act. RDRS provides development services to over 3 million households in 32 districts through its five major program priorities - Skills, Employment & Entrepreneurship, Social Empowerment, Agriculture, Food Security & Climate Change, Microfinance, and Emergency and Humanitarian Response. RDRS Bangladesh is seeking applications for the position of Loan Officer for its Micro-enterprise Programme from Experienced and Non-Experienced persons.

Job Responsibilities

• Prepare and assist management in setting up the Annual Plan regarding the ME Loan.
• Implement the program as per plan following the policy. Identify the entrepreneurs and plan to develop them.
• Arrange to train the program participants on financial literacy and skill development.
• Prepare the profile of the client prepare the loan proposal and disburse the loan accordingly.
• Frequent and regular follow-up to ME clients and ensure 100% recovery.
• Collect the savings and repayment of loan money as per schedule.
• Deposited the collected loan money properly. Linkage the program participants to related agencies and marketing of products.
• Maintain and preserve all the related records safely. Monitor utilization of loan money properly as proposed.
• Ensure the Program is on the right track.
• Assist management to review and develop the ME policy as needed.
• Be available to resolve any type of problem regarding the program.
• Collect and compile reports regarding the program as per the requirement of management.
• Maintain liaison with other program staff. From time to time arrange and conduct meetings with the program participants.
• Cooperate with internal and external visitors as and when necessary.
• Represent RDRS ME loan program at the local level forum.
• Carry out any other activities assigned by the management.